Credit Portfolio Management

a?Principles of Credit Analysisa? is a definitive self-instructional guide on credit and lending for commercial and corporate bankers. The guide is a clearly written and authoritative tool for students, new professionals and seasoned credit and lending veterans. As this guide demonstrates, risk (and specifically credit risk) is an inescapable element of business. No business of any sort can be conducted without accepting some kind of credit risk. It simply cannot be avoided. However, credit risk can be identified, analyzed, and managed. a?Principles of Credit Analysisa? enables the reader to understand how to identify credit risks, in order to minimize defaults and losses on loans and other credit instruments.